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SBoat insurance basic features

Boat insurance is mandatory.

For recreational or sports boats

That are motor-powered or not, but have a length greater than 6 meters.

FOR foreign boats

That sail in Spanish waters.

Basic coverages:

  • Mandatory civil liability

  • Damage to the vessel itself

  • Theft

  • Particular damage

Optional coverages:

  • Voluntary civil liability

  • Nautical assistance

  • Loss or theft of personal belongings

  • Accidents of passengers and crew, and medical expenses

  • Legal costs for lawyers in case of damage claims

Mandatory civil liability includes:

  • Property damage to third parties

  • Death and bodily injuries to third parties

Damage to the vessel itself includes damage to the boat, engine, accessories, or sails resulting from shipwreck, grounding, collision, impact with objects, fire, and theft, as well as damage sustained during road transport.
Partial damage is the coverage that includes material damage or partial loss due to a tsunami, hurricane, fire, or piracy.
Voluntary civil liability increases the legal limits for property damage and personal injury.
We offer the best combinations of coverages that allow you to choose the most suitable for you and travel without worries. Contact us to explore them.
Nautical assistance includes salvage expenses and towing at sea.
Loss or theft of personal belongings normally kept on the vessel and declared in the policy.
Personal accidents resulting in death or permanent disability of the boat's occupants, as well as medical assistance and/or funeral expenses, are covered.
The legal costs assumed by the insurer for a damage claim include attorney fees and court costs up to the limits agreed in the policy.

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