Raise your level of protection. Stay insured. Get insurance solutions 24/7.

Life and Savings Insurance

Basic Features

It is a form of medium- and long-term protection and savings.
This type of protection is aimed at both individuals and legal entities, with the goal of protecting their employees.

With Life and Savings products, you can increase the profitability of your savings. The insurer guarantees a return based on periodic or extraordinary contributions and allows you to access the funds in full or in part whenever you wish. The profitability is communicated periodically to the policyholder.

One of the main features of this insurance is the possibility of redemption. The redemption can be made in the form of an annuity, according to the agreed conditions, or as a lump sum.

Basic Coverage

Life insurance covers:

RISK OF DEATH

SURVIVAL

BOTH RISKS COMBINED

Optional Coverage

The insurance contract may also include additional protection clauses:

Accidental Death.

In the event that death results from a traffic accident, the insured amount may be doubled. The compensation is paid to the beneficiaries named in the policy or to the legal heirs.

Permanent and Total Disability

It is the condition that prevents the insured from carrying out their work activity. The client receives the compensation. In this case, it must be recognized as such by the Social Security authorities.

Permanent Total or Partial Disability due to Accident or Illness

Find the Ideal Insurance: Life Insurance

Special Coverage

Coverage for suicide of the insured, effective from the second year of the insurance contract.

How to purchase a life insurance policy

Once the client’s protection needs and financial resources have been identified, an insurance application is completed. This document includes information about the client’s medical, occupational, and family status at the time of applying for insurance. Based on the assessment of the risks declared by the client, the insurer informs the client of the decision to accept or reject the application.