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Funeral insurance
Funeral or burial insurance covers:
· Funeral expenses,
· Funeral services: funeral home costs, hearse, burial or cremation, headstones,
· Administrative procedures,
· Psychological support,
· Ceremony with wreath,
· Funeral organization.
Some insurers offer optional coverages such as:
Lump-sum compensation for death or disability due to an accident involving the insured,
Daily allowance for hospitalization due to surgery,
Transportation within Spain if the insured passes away outside their home,
Transportation to a cemetery in a different location from the insured’s residence,
International assistance and transportation.
This insurance provides support during the most difficult moment: when we lose a loved one. At that moment, it is necessary to contact the insurance company’s assistance number to organize everything the deceased wished for.
For residents of Spain who are foreigners, it is especially useful because it includes repatriation coverage and funeral service abroad. Family members do not have to bear the high costs of repatriation.
It is offered from the first day of birth until the last day of life
We also offer a wide range of products covering people over 60, 70, and 80 years of age and beyond.
Types of funeral insurance:
Semi-natural or natural premium – the insurance cost increases with age.
Leveled premium – the amount paid does not increase with age, it may only reflect inflation.
Single premium – with a single one-time payment, the entire period until death is covered. It is usually used by people aged 70 and over.
You can switch insurers without losing what you have already paid, as the insurance is renewed annually and the risk is covered year by year.
Find the IDEAL INSURANCE: funeral insurance
Specific features of the product and its relation to taxes.
The surrender value is when the insurer fully refunds the service capital established in the policy. This may occur when the service has been provided by another insurer or because the family has paid for it.
The amounts received for:
A death due to accident
Refund for excess capital
Surrender value
*Are subject to Inheritance and Gift Tax / ISD.
Do you want more information?
- Emergencies: 800 10 200 000
- spain@cyberlevelins.com
- Address: Calle Serrano 93, 3 E, Madrid, Spain

