It is important to insure he company's contents o the company’s assets
The contents include machinery, electronic equipment, and furniture. This insurance ensures that if a breakdown of machinery or equipment occurs and causes business interruption, the insurer will cover the damage to the machines or their replacement.
The building coverage and its limits are assessed according to the needs and characteristics of your business. Normally, the calculation is based on the constructed square meters of the property and the type of construction.
If you wish to insure the contents, we apply calculations taking into account the age of the item, its useful life, and current condition.
It is recommended to set an insurable amount for both the building (structure) and the contents.
Contact us for a professional offer.
In general, insurers do not compensate for damage when it results from negligent maintenance or deterioration of the property over time (e.g., roof wear and tear).
*It is important to update your policy over time because changes in processes or new investments often occur. This ensures a current assessment of the activity and an adjustment of the insured sums so that the compensation is accurate.
Some tips on how to act in case of a claim. We provide the most common steps, as each case has its own specifics.:
Call emergency services if necessary
Mitigate the damage (shut off the water supply, extinguish the fire if it is controllable, etc.)
Stay calm and call us or the insurance company, providing the cause and the damages.
Keep the remains of the damage for possible reconstruction and risk assessment
Avoid touching anything until the expert or the professional assigned to the case arrives